Free tools for the numbers that matter · No signup needed

Debt Consolidation Calculator

Compare fixed payments for the same balance and term at two rates.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

Compare fixed payments for the same balance and term at two rates.

Worked example

A lower consolidation APR can reduce payment and interest if the term stays the same.

Keep in mind

Fees and a longer term can offset savings.

See the original calculator · More financial calculators