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Credit Cards Payoff Calculator

Treat balances as one total at a weighted average APR and reduce them with a fixed monthly payment.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

Treat balances as one total at a weighted average APR and reduce them with a fixed monthly payment.

Worked example

Higher monthly payments shorten payoff and lower total interest.

Keep in mind

Different card rates and minimums make real payoff schedules more complex.

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