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Pension Calculator

Discount each monthly pension payment back to today using the chosen rate.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

Discount each monthly pension payment back to today using the chosen rate.

Worked example

A guaranteed payment stream has a present value lower than its undiscounted total when the discount rate is positive.

Keep in mind

Pension guarantees and inflation adjustments vary.

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