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House Affordability Calculator

This simple planning estimate applies a housing share to gross income and subtracts other monthly debt.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

This simple planning estimate applies a housing share to gross income and subtracts other monthly debt.

Worked example

At $7,000 monthly income and a 28% limit, the starting housing budget is $1,960 before other debt.

Keep in mind

Lender affordability rules and living costs vary.

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