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Debt-to-Income Ratio Calculator

Debt-to-income ratio equals monthly debt payments divided by gross monthly income.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

Debt-to-income ratio equals monthly debt payments divided by gross monthly income.

Worked example

A $1,200 debt payment on $5,000 gross monthly income gives a 24% ratio.

Keep in mind

Lenders may count obligations differently.

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