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Cash Back or Low Interest Calculator

Compare total payments when taking the rebate at the standard APR against paying full price at a lower APR.

This calculator is free to use. Enable JavaScript to enter your values and see a result instantly.

How it works

Compare total payments when taking the rebate at the standard APR against paying full price at a lower APR.

Worked example

The best option depends on loan size, rate gap, rebate, and term.

Keep in mind

Taxes, fees, and qualification terms may change the outcome.

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